Horses

The right cover and value to protect your investment and your passion.

Let's be clear. While it is true quite a few owners do regard insurance as a necessary evil, those that have had a claim are not amongst them.

While this is never a good situation they are thankful that they had the foresight to protect themselves to recover at least the financial part of their investment in a horse.

Anyone who knows horses knows that the captivating beauty, spirit and speed of a thoroughbred comes at a price that has only something to do with money. That price is the thoroughbred horse's legendary susceptibility to injury, illness and accident.

We know because we see it every day.

The following represents just some of the actual loss situations we dealt with during 2006 that involved either a death of a horse or its need to be euthanised due to accident, injury or illness.

This is not a case of us talking it up. These are just some of the real situations our owners have gone through. Our point is simple and obvious. Things do go wrong and despite all the best care and attention it is virtually inevitable that they will.

However we would argue that recovering the money is only the second reason for having insurance. Creating a horse involves a huge amount of effort beyond money. It is a business but it is also the cumulative work of a lifetime. Because it takes years many of our clients feel that it is important to be able to go forward with peace of mind knowing that you will not be left with nothing but embarrassment if the worst does happen.

We know insurance is a decision that pays. If it didn't the smart operators would not take it. The big question is how to do it best and that is where we will help you.

Feel free to apply for a quote on line or just ring up and talk to us about your needs.

Loss Situation